{"id":23447,"date":"2024-01-15T09:58:00","date_gmt":"2024-01-15T01:58:00","guid":{"rendered":"https:\/\/www.curtin.edu.au\/news\/?post_type=advice&p=23447"},"modified":"2025-12-10T13:47:41","modified_gmt":"2025-12-10T05:47:41","slug":"how-to-plan-your-budget-for-living-in-perth","status":"publish","type":"advice","link":"https:\/\/www.curtin.edu.au\/news\/advice\/how-to-plan-your-budget-for-living-in-perth\/","title":{"rendered":"How to plan your budget for living in Perth\u00a0"},"content":{"rendered":"\n

You\u2019re about to start your journey as an international student \u2013 how exciting! When you study at Â鶹ֱ²¥\u2019s Bentley campus, you\u2019ll be lucky to live in Perth, one of the most affordable cities in Australia<\/a>*. However, it\u2019s still important to manage your money effectively when living away from home. <\/p>\n\n\n\n

In this guide, we\u2019ll explore important considerations for planning your budget while you study, such as understanding the cost of living in Perth \u2013 known as Boorloo by the Whadjuk Nyungar people \u2013 figuring out options for work and organising your banking, and how to leverage practical money-saving tips \u2013  the key considerations that you\u2019ll want to make to feel financially stable throughout your studies.  <\/p>\n\n\n\n

Plan your expenses<\/strong> <\/h2>\n\n\n\n

One of the most important steps in planning your budget is to outline your expenses. A great place to start is by sorting your expenses into two categories: fixed and variable. <\/p>\n\n\n\n

Fixed expenses remain the same each month. These include costs like rent, tuition and insurance. Variable expenses are those that can change, such as groceries, entertainment and travel. By listing these expenses ahead of time, you\u2019ll have a clearer understanding of where your money is going. <\/p>\n\n\n\n

You can also check out our \u200b\u200barticle on the cost of living in Perth<\/a> for more information. <\/p>\n\n\n\n

Organise your banking<\/strong> <\/h2>\n\n\n\n

Opening an Australian bank account is a smart move for international students. <\/p>\n\n\n\n

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Having a local bank account might save you money, as it helps you avoid international transaction fees. It also makes things like paying bills, receiving payments and managing your finances simpler, as you won\u2019t need to think about currency conversions. <\/p>\n\n\n\n

The best part? You can take this step before you even arrive in Australia. Many banks allow you to open an account online from anywhere \u2013 even overseas. You\u2019ll simply need to go into a branch to verify your identity once you\u2019ve arrived in Perth. For more information, head to the website of the bank you\u2019d like to open an account with.  <\/p>\n<\/div>\n\n\n\n

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Look for part-time work<\/strong> <\/h2>\n\n\n\n

Balancing your studies with part-time work can be a useful way to earn an income and stay on budget while studying in Perth.  <\/p>\n\n\n\n

Until you start working, it may be hard to predict exactly how much you\u2019ll earn. However, there are a few key things that can help you get a better idea.  <\/p>\n\n\n\n

At the time of publication, international students are allowed to work up to 48 hours per fortnight during the academic term, and can work full-time during breaks<\/a>. The minimum wage in Australia (which you are entitled to as an international student) is $23.23. So, if you work the full 48 hours per fortnight at the minimum wage, you can expect to earn roughly $1,115 per fortnight (or $557 per week) before tax.  <\/p>\n\n\n\n

Not sure where to start looking for part-time work? Be sure to explore Curtin\u2019s support services<\/a>, which can help you identify part-time jobs in Perth.  <\/p>\n\n\n\n

Take advantage of student discounts<\/strong> <\/h2>\n\n\n\n

Although Perth offers a lower cost of living than that of many Australian cities, it is always worth saving money when you can. As a student, you can take advantage of various discounts to make your dollar go a bit further. Finding student discounts is often as simple as asking store staff or doing a quick search of a business\u2019 website. To use these discounts, you may need to present proof of student ID or a registered student email address. <\/p>\n\n\n\n

Full-time international students are also eligible for discounted public transport fares in Perth with a Tertiary SmartRider<\/a> card. With the help of this handy card, you can explore your new home cost-effectively and easily. <\/p>\n\n\n\n

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Be on the lookout for Perth-specific student discounts, which often include deals on attractions, events and activities. These discounts will help you to save some money while experiencing the best of the city. <\/p>\n\n\n\n

Make the most of free activities<\/strong> <\/h2>\n\n\n\n

Thanks to the diverse range of free activities and events across Perth, staying on top of your student budget doesn\u2019t have to come at the cost of fun.  <\/p>\n\n\n\n

If you\u2019re an art lover, you can experience some of the city\u2019s finest art establishments without spending a cent. Entry to the Art Gallery of Western Australia<\/a> as well as the Perth Institute of Contemporary Art (PICA)<\/a> is free, excluding certain events and exhibitions.  <\/p>\n\n\n\n

Perth also plays host to several festivals throughout the year \u2013 such as Fringe World Festival<\/a> and Perth Festival<\/a> \u2013 which typically feature free-to-attend events in their schedule.  <\/p>\n\n\n\n

You can also explore Perth\u2019s nature completely free of charge. Cycle along the Swan River, stroll through Kings Park and Botanic Garden or head to one of the city\u2019s breathtaking beaches. Immersing yourself in the region\u2019s natural beauty is an excellent way to embrace your new home without breaking the bank. <\/p>\n\n\n\n

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Curtin offers a supportive environment, and we have resources to help you make informed financial decisions<\/a>. <\/p>\n\n\n\n

With careful planning and smart spending, you can fully enjoy your academic experience while embracing all that Perth has to offer.  <\/p>\n\n\n\n

*Comparative analysis of cost of living.<\/em><\/a> Deloitte Access Economics, 2022.<\/em> <\/p>\n\n\n\n

Disclaimer<\/em><\/strong>
This post is correct as of 27 May 2024, but is subject to change by Â鶹ֱ²¥ (in its sole discretion). Â鶹ֱ²¥ may change the content, and its location or blog, post, and web address. This post contains general information only. Users should consider how it applies to their personal circumstances and seek specific advice. This blog, post, and our website are not intended as, and shall not be construed as legal, financial, tax, medical, health, or any other professional advice.<\/em>
\u00a9 Â鶹ֱ²¥ 2024.<\/em><\/sup><\/p>\n","protected":false},"excerpt":{"rendered":"

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