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How do I pay back my HELP loan?

UPDATED 24 FEB 2026 | 8:02AM

Once the study period census date has passed, any payments you make towards your HELP loan debt must be paid directly to the Australian Taxation Office (ATO).

You will be required to make repayments to your HELP loan debt once your income is above the . You may also make to the ATO at any time.

You can find more information about repaying your HELP loan debt on the .

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